Credit needs and its role in Indian agriculture

Credit needs and its role in Indian agriculture (भारतीय कृषि में क्रेडिट की जरूरतें और इसकी भूमिका):- 

Credit needs (क्रेडिट की जरूरतें):- In finance, "credit needs" refers to the amount of money or financial resources a person or organization requires to meet their goals or obligations. This could involve borrowing money for various purposes such as buying a house, starting a business, or managing cash flow. Essentially, it's an assessment of how much credit or financial assistance is necessary to achieve financial stability or growth.

(वित्त में, "क्रेडिट की जरूरतें" से तात्पर्य उस राशि या वित्तीय संसाधनों से है जो किसी व्यक्ति या संगठन को उनके लक्ष्यों या दायित्वों को पूरा करने के लिए चाहिए। इसमें घर खरीदने, व्यवसाय शुरू करने या नकदी प्रवाह प्रबंधित करने के लिए पैसा उधार लेना शामिल हो सकता है। मूलतः, यह आकलन है कि वित्तीय स्थिरता या वृद्धि प्राप्त करने के लिए कितना क्रेडिट या वित्तीय सहायता आवश्यक है।)

i. Personal Credit Needs (व्यक्तिगत क्रेडिट की जरूरतें):-

Credit Cards (क्रेडिट कार्ड्स):- For everyday purchases and emergencies, offering rewards or cash back.

(रोजमर्रा की खरीददारी और आपात स्थितियों के लिए, पुरस्कार या कैशबैक के साथ।)

Loans (लोन):- For larger expenses such as buying a home, car, or financing education. This includes mortgages, auto loans, and student loans.

(बड़े खर्चों के लिए जैसे कि घर, कार खरीदना, या शिक्षा को वित्तपोषित करना। इसमें मॉर्गेज, ऑटो लोन, और छात्र लोन शामिल हैं।)

Emergency Fund (आपातकालीन फंड):-

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