Financial instruments and methods – e banking, Kisan Cards and core banking

Financial instruments and methods – e banking, Kisan Cards and core banking:- Financial instruments and methods in India have evolved significantly, especially with the integration of technology into the banking sector. Let's dive into the details of some key concepts:

(भारत में वित्तीय उपकरण और विधियाँ तकनीक के साथ बैंकिंग क्षेत्र में काफी विकसित हुई हैं। आइए कुछ महत्वपूर्ण अवधारणाओं को विस्तार से समझते हैं:)

E-Banking (ई-बैंकिंग):- E-banking, or electronic banking, refers to the use of electronic means to conduct banking transactions. It allows customers to perform various financial activities via the internet, mobile apps, and ATMs without the need to visit a physical bank branch.

(ई-बैंकिंग, या इलेक्ट्रॉनिक बैंकिंग, का मतलब है इलेक्ट्रॉनिक साधनों का उपयोग करके बैंकिंग लेनदेन करना। यह ग्राहकों को इंटरनेट, मोबाइल ऐप्स, और एटीएम के माध्यम से बैंक शाखा में गए बिना विभिन्न वित्तीय गतिविधियाँ करने की अनुमति देता है।)

Key Features of E-Banking (ई-बैंकिंग की मुख्य विशेषताएँ):-

Online Banking (ऑनलाइन बैंकिंग):- Customers can access their bank accounts through a secure website to check balances, transfer funds, pay bills, and manage investments.

(ग्राहक एक सुरक्षित वेबसाइट के माध्यम से अपने बैंक खातों तक पहुँच सकते हैं, बैलेंस की जाँच कर सकते हैं, धनराशि स्थानांतरित कर सकते हैं, बिलों का भुगतान कर सकते हैं, और निवेश प्रबंधन कर सकते हैं।)

Mobile Banking (मोबाइल बैंकिंग):- Banking services available through mobile apps, providing access to accounts, transaction alerts, mobile payments, and more.

(मोबाइल ऐप्स के माध्यम से बैंकिंग सेवाएँ उपलब्ध हैं, जो खातों तक पहुँच, लेनदेन अलर्ट, मोबाइल भुगतान आदि प्रदान करती हैं।)

ATMs (एटीएम):-

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